Blog - Flow Flood Insurance

25 Oct Helpful Tips for Surviving the California Wildfires

Posted at 11:16h in Wildfire by Adam M

Living in California means living with a never-ending wildfire season and the accompanying destruction. If living with wildfires isn’t bad enough, they continue getting worse every year. If you look at the numbers for 2017, they are pretty scary. California Fire responded to 250 wildfires....

23 Oct Understanding Real Estate Investor Insurance

Posted at 13:46h in Real Estate Investor by Adam M

Real estate investors insurance is not just for “flippers,” it is intended to be there for investors who rent their properties out rather than sell them. There are in fact more reasons to make sure your properties are adequately protected when they are used as...

18 Oct Does Your Insured Need Professional Liability Insurance?

Posted at 10:46h in Professional Liability by Adam M

Working as a professional in just about any career puts you at risk of being held liable for anything you do. For example, you work as an engineer and you miscalculated on an enclosed glass atrium, resulting in welds that didn’t meet load requirements. A...

16 Oct Brokers Must Have Workers’ Comp Insurance

Posted at 08:48h in Work Comp by Adam M

Many real estate brokers are unaware of the laws that require them to provide their agents with workers’ compensation insurance or they just chose to ignore them. Why? It seems that there are over 23,000 brokers who currently have one or more agents (both real...

09 Oct Six Ways Agents Fail Their Workers Compensation Clients

Posted at 10:19h in Work Comp by Adam M

There are many reasons how insurance agents fail to service their clients’ workers’ comp claims. For some, it is simply a matter of spreading themselves too thin and being unable to perform the necessary follow up care, for others it could simply be a case...

04 Oct The Continued Risk Of Wildfires

Posted at 08:27h in Wildfire by Adam M

In recent years the risk to property owners of wildfire damage continues to rise with millions of claims being filed annually at an annual cost of billions of dollars. While the number of fires and their severity may vary from year to year, many of...

01 Oct Is Out Of Date Science Running The NFIP Into The Ground?

Posted at 13:24h in Flood, Uncategorized by Adam M

Here in the U.S., the National Flood Insurance Program (NFIP) covers approximately 5.2 million property owners. The NFIP has been slated for a much-overdue overhaul by the Senate. The overhauls are supposed to address the way in which the math surrounding flood risks are calculated....

27 Sep Writing Vacant Homes With Flow Insurance Services

Posted at 09:23h in Uncategorized by Adam M

Here at Flow, we strive to be the best vacant home general agency because our agents deserve the best. Our goal is to be your first stop after your core carriers. Whether you are looking for more competitive pricing, better coverage, or access to products...

25 Sep Do Your Clients Know About Habitational Insurance

Posted at 09:44h in Habitational by Adam M

In a recent survey, more than half a million business in the U.S. were found to be directly involved in apartment rentals. This accounts for approximately $163 billion in revenue. The number of investors is expected to continue growing for the foreseeable future. The average investor...

20 Sep Writing High Brush Risk Homes

Posted at 08:51h in Uncategorized, Wildfire by Adam M

Here at Flow, we strive to be the best high brush risk home general agency because our agents deserve the best. Our goal is to be your first stop after your core carriers. Whether you are looking for more competitive pricing, better coverage, or access...