CBRA zones are designated under the Coastal Barrier Resources Act (CBRA) of 1982 to protect environmentally sensitive coastal areas along the U.S. coasts, including the Atlantic, Gulf of Mexico, Great Lakes, Puerto Rico, and the U.S. Virgin Islands. NFIP flood insurance is unavailable in these zones, but Flow Flood Insurance offers a specialized program. With competitive pricing, Flow provides coverage for well-built, elevated properties in CBRA zones, ensuring property owners have the protection they need.