Residential & Commercial Flood Insurance Comparative Rater

Quote all of the major private flood insurance carriers at the same time. In 90 Seconds you receive up to 5 quotes instantly. Our platform is easy to use, and best of all it is open at no cost to our appointed agents.

#FloodforAll

Flood For All!

We invited everyone to the party! The FlowRater showcases everyone’s flood product, not just our own. We placed our lender accepted private flood policy (Flow Flood) along with other leading private flood providers to provide you with the best user experience possible. Say goodbye to redundant data entry and hello to a faster and smoother quoting and issuing process.

 

We think that placing residential & commercial private flood insurance should be easy for our agents, and the Flow Rater is just the tool to help with this! Request access if you are ready, or give us a call if you have any questions.

FlowRater Highlights
  • No Elevation Certificate Required
  • We Prefill The Flood Zone For You
  • Quotes Take 90 Seconds Start To Finish
  • You Receive 5 Carrier Quotes – Reduce Data Entry!
  • Easy Binding
  • Top Level Support
  • Free For Anyone That Uses Flow For Flood Insurance!

What We Write

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Elevation certificates not required
Additional coverages available – RCV on Contents, Temporary Living Expense, Detached Structures
Ability to insure to full value
Coverage for basements is available
Available in all flood zones
Accepted by lenders
Prior losses accepted

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Elevation certificates not required
Ability to schedule multiple buildings
Can insure to full value
Replacement cost available
Available in all flood zones
Accepted by lenders
Prior losses accepted

null

Elevation certificates not required
Additional coverages available – RCV on Building & Contents & Business Income
Ability to schedule multiple buildings
Can insure to full value
Available in all flood zones
Accepted by lenders
Prior losses accepted

null

Elevation certificates not required
Additional coverages available – RCV on Building & Contents & Business Income
Ability to schedule multiple buildings
Primary and excess available
Can insure to full value
Available in all flood zones
Accepted by lenders
Prior losses accepted

Where We Do It

What Our Agents Say

Leyton Mountain View, CA

“Flow has provided our agency with a range of products that put our clients in a great position. Adam’s responsiveness and depth of knowledge have proven invaluable to my agency in numerous instances. Flood insurance is constantly changing but you can be assured that both Flow and Adam are adapting at each turn to provide solutions for any risk that you may come across.”

James - Broker in CA

The new rater is amazing! Having 4 private flood markets on the same platform make my life so much easier. No more tedious data entry. One time and we are done! In addition to the rater, the team at Flow has helped me to close multiple high premium flood deals for Homeowners associations. Without Flow, my clients would have been stuck with the NFIP.

More Than Insurance

Private flood insurance is our business, but helping people is our passion. Insurance is a product that can help restore peoples lives after catastrophic events, and we feel great about working with reliable providers who can follow through on their promise.

 

We have taken this one step further by holding a vote every month with our employees and appointed agents to direct funds to organizations that assist in flood disaster relief, prevention, and other environmental causes. You may notice that our logo contains the 4 elements; Water, Fire, Earth, and Wind.  We deeply care about the environment, and are proud to help preserve nature and all that it has to offer.