Under a new ruling by FEMA, changes are being made to provisions that did not allow private insurers who offer National Flood Insurance Policies to provide their own products and at the same time stopped buyers from being able to cancel their NFIP policies if...
According to the Nation Weather Service, approximately 75 percent of all declared disasters are related to floods. The risk of flooding continues to rise as more development occurs in flood zones and as a result of the changing climate. The NFIP was given an extension...
On October 17, 1989, the California Bay Area suffered a major earthquake that caused many freeways to collapse, resulted in 63 deaths, and racked up billions in damage costs. What might surprise you, is that 25 years later only 10 percent of the over 7...
Living in California means living with a never-ending wildfire season and the accompanying destruction. If living with wildfires isn’t bad enough, they continue getting worse every year. If you look at the numbers for 2017, they are pretty scary. California Fire responded to 250 wildfires....
Real estate investors insurance is not just for “flippers,” it is intended to be there for investors who rent their properties out rather than sell them. There are in fact more reasons to make sure your properties are adequately protected when they are used as...
In recent years the risk to property owners of wildfire damage continues to rise with millions of claims being filed annually at an annual cost of billions of dollars. While the number of fires and their severity may vary from year to year, many of...
Here in the U.S., the National Flood Insurance Program (NFIP) covers approximately 5.2 million property owners. The NFIP has been slated for a much-overdue overhaul by the Senate. The overhauls are supposed to address the way in which the math surrounding flood risks are calculated....
Here at Flow, we strive to be the best vacant home general agency because our agents deserve the best. Our goal is to be your first stop after your core carriers. Whether you are looking for more competitive pricing, better coverage, or access to products...
Here at Flow, we strive to be the best high brush risk home general agency because our agents deserve the best. Our goal is to be your first stop after your core carriers. Whether you are looking for more competitive pricing, better coverage, or access...
There are numerous reasons why a home could be left unoccupied for an extended period. Among the most common reasons for leaving a dwelling to go vacant for long periods of time are renovation and new construction. If the property is up for sale in...