Writing Workers Compensation With Flow Insurance Services


Writing Workers Compensation With Flow Insurance Services

By: Adam Matheny

Here at Flow, we strive to be the best workers compensation general agency because our agents deserve the best. Our goal is to be your first stop after your core carriers. Whether you are looking for more competitive pricing, better coverage, or access to products that your markets do not offer we can help. Below are several things that we use to try and make us the best workers compensation general agency.


We couldn’t be the best workers compensation general agency without our markets. Flow has several, diverse workers compensation markets. Each market has their own specialties – unique markets (such as trucking), payroll services (which is a good fit for accounts coming out of a PEO), high-mod business, and others. Keeping a diverse base of markets helps us offer you quotes on markets many general agencies can’t. It also helps us remain competitive to help you win more business and keep your existing business.

Product Knowledge

You can’t be the best workers compensation general agency if you don’t know your products. Although we have multiple workers compensation options, they each have their own unique underwriting strategies and competitiveness. We strive to stay on top of these factors for all the workers compensation companies we partner with, helping us to quickly communicate with our agents that we believe we can be competitive or if we should pass on a certain risk.

Response Time

Being the best workers compensation general agency isn’t easy. Sometimes, we can’t provide a quote for certain markets or aren’t competitive. While these situations are rare, they happen. We believe it’s our responsibility to let you know as soon as we know. We may not be able to write every risk but what we can do is let you know that quickly, so you can let your insured know their options as quick as possible.

Quick Turnaround Time

We are strong believers that to be the best workers compensation general agency, quick turnaround time is a necessity. As soon as we receive a quote request, we will confirm it was received and let you know if any additional information is needed. We strive to turnaround quotes within 48 business hours. If referring to underwriting is required, we will refer it within 24 business hours and follow up with underwriting appropriately to expedite the process as quickly as possible. As soon as we have the quote, we will turn it over to the agency. If for some reason the process is taking longer than expected, you can be sure that we’ll reach out to let you know the status. Our philosophy is that if we’re going to error with communication, we’d rather over-communicate than under communicate.

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